Assess your life insurance needs

IF YOUR FAMILY RELIES ON YOUR INCOME, it’s critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances.

How to create a low-maintenance landscape

ONE OF THE MOST COMMON QUESTIONS nurseryandgardencenter employees hear from their customers is some variation upon, “How can I create a landscape that doesn’t require any maintenance?

A WALK IN THE PARK - Nobody goes there

Sponsored by Wood County Park District ACCORDING TO YOGI, “Nobody goes there anymore. It’s too crowded.” As veteran travelers, Shirley and I understand. Over the decades we have experienced considerable growth in crowds at our favorite national parks.

Three simple safety tips for biking in traffic

IT’S CRITICAL FOR CYCLISTS to follow these three simple rules whenever they share the road with motor vehicles: 1. Ride predictably— Follow the same rules of the road that all other drivers must follow.

Nobody’s Perfect - Be honest— partnering with your doctor

MY FRIEND HAD foot surgery and was in a cast. She took some time off work and seemed to be doing well. When she visited her surgeon for a follow-up appointment, he noticed that she winced when he touched her foot. It seemed her cast was rubbing against her skin and irritating her ankle.

SPIRITUALLY SPEAKING - Powered by connection

The wise person knows what time it is in her/his own life and in the life of the community. She/he knows that sensing the kairos (the prepared or ripe moment) is more important than conforming to the compulsive rhythm of chronological time.

Budget checkup: Tax time is the right time

file their federal tax returns. For many, the process involves digging through shoe boxes or manila folders full of receipts; gathering mortgage, retirement, and investment account statements; and relying on computer software to take advantage of every tax break the code permits.

On the road again: thinking about travel

HERE IN NORTHWEST OHIO, when spring fever comes, travel plans follow— Easter, school breaks, graduations, weddings, and summer fun. Being far from home can make even minor medical issues significant. It doesn’t have to be that way.

A WALK IN THE PARK - Get back on that horse

by LeMoyne Mercer“MMM,” I SAID. “SMELLS LIKE HORSES.”“Yes,” said Shirley, “isn’t it wonderful?”Long-time readers of HLN are aware that Shirley is a horsey person. Like many, she became an accomplished equestrian when photographers roamed the neighborhoods with ponies and kid-sized Western hats.